Attention homeowners in Lafayette and Lafayette County: Need an appraisal?

Here are the top 7 reasons LA homeowners use nick vidrine:

Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
To challenge a LA property tax assessment
Remove PMI to lower a mortgage payments
Reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a LA divorce, where real estate needs to be divided
To determine the true market value of real estate in question to settle an estate in Lafayette County or the state of LA

Do you own a home in or near Lafayette? Do you need help determining the price of your real estate?
Contact nick vidrine.

At nick vidrine, we understand the special needs of a customer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. Being a homeowner that probably doesn't look at appraisals on a regular basis,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at nick vidrine are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value judgement than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. nick vidrine is experienced in helping people just like you remove unwanted and unneeded PMI insurance.

Challenging Lafayette county's assessment of your property

If you live in a region that is going down or is not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When challenging your property tax assessment, getting an expert appraisal from nick vidrine is your #1 weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can this be annoying from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. nick vidrine can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for accuracy, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from nick vidrine can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? nick vidrine can help with that too. Even though this is usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.